Precio del seguro de impago de alquiler

Rent guarantee insurance price

Calculate how much it would cost to protect yourself with Mutua de Propietarios’ rent guarantee insurance.

The price is calculated based on your property’s monthly rent: for example, for €1,000/month, from €505.19/year

Rent guarantee insurance calculator

    Enter your property's monthly rent

    * The price shown is an indicative estimate; the final price may vary depending on the coverage chosen and the outcome of the solvency assessment.

    Seguro de impago coberturas Mutua de Propietarios

    Your rental protected by Mutua de Propietarios

    At Rentuos we want to protect the interests of our landlords by offering them the best coverage, which is why we work with Mutua de Propietarios, guaranteeing you the collection of your tenants’ monthly payments.

    Request more information

    Everything covered by the rent guarantee insurance

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    Payment of unpaid monthly instalments

    Eviction for non-payment is an increasingly lengthy process. With Mutua de Propietarios insurance you have different coverage options ranging from 12 to 24 months.

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    Legal defence

    Eviction is a long and complex process. Mutua de Propietarios’ legal team or your own chosen solicitor will handle it at no additional cost.

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    Compensation for vandalism

    Finding damage to the property after an eviction is common. Mutua de Propietarios covers acts of vandalism to both the structure (€6,000) and contents (€1,200).

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    Loss of rent due to fire

    If a fire leaves your property uninhabitable, you keep getting paid. Coverage of up to €6,000 in lost rental income.

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    Payment of outstanding utility bills

    Problem tenants usually stop paying utility bills too. With the non-payment policy, you would have up to €200 covered.

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    Locksmith fees

    Judicial repossession requires entering the property, sometimes by forcing the lock. Mutua de Propietarios covers the cost of lock replacement up to €300.

    How to take out rent guarantee insurance for your property

    1

    We call you

    Leave us your details and we will get in touch. We assign you a personal account manager who will guide you through the entire process.
    2

    We advise you

    Based on your needs, we recommend the coverage that best suits you. No small print, no surprises.
    3

    We assess your tenant's financial standing

    We analyse the solvency of your prospective tenants by accessing various credit databases. We give you an answer on the application within 24 hours.
    4

    Contract signing

    You can sign your insurance policy digitally, or send it to us signed by post. Quick, no need to travel.

    Want to know exactly what it covers and what to check before signing?

    Read our complete guide to rent guarantee insurance: what it covers, what it doesn’t, and the mistakes that can void your policy.

    Frequently asked questions

    How much does rent guarantee insurance cost?

    It depends on your property’s monthly rent. For a rent of €1,000/month, the price starts from €505.19/year. Use the calculator to find out the exact price for your property.

    Is the insurance price the same every year?

    The price may be updated each year based on your property’s rent and Mutua de Propietarios’ conditions. Your personal account manager will inform you of any changes before renewal.

    Can I cancel the rent guarantee insurance at any time?

    You can request cancellation of your rent guarantee insurance at any time. Your personal account manager will advise you on the terms and conditions according to the policy taken out with Mutua de Propietarios.

    What happens if the tenant stops paying?

    With rent guarantee insurance, you keep receiving your monthly rent even if the tenant stops paying, with coverage of up to 24 months depending on the option chosen.

    Do I need to have a tenant already before signing the insurance?

    It is not essential. We can advise you and assess your future tenant’s financial standing before the tenancy agreement is signed.

    Can I take out the insurance with any tenant?

    Taking out the policy depends on the outcome of the solvency assessment, which we carry out by accessing various credit databases within 24 hours.